Bal is one of the industry’s most experienced investors. From building SevenCapital into one of the largest UK developers, to acquiring Cynergy – a £3.6bn loan book bank. His depth of experience in the residential, commercial and financial markets provides Cohort with the platform to assess and underwrite the most complex and demanding real estate deals.

After working for Glencore in Spain, Matt joined a debt advisory practice which was part of St James’s Place Wealth Management, based in Mayfair. Matt placed and advised on over £1bn of senior and mezzanine corporate and real estate debt. He joined SevenCapital to run the build-to-rent financing division but after identifying a gap in the short-term and development finance space, he partnered with Bal to build the business. Matt has an MBA from Imperial College.

With over 10 years of experience, Robert leads the management and raising initiatives with institutional investors.

Having previously held senior positions at CBRE and Barclays Plc, Robert has deployed and managed over £1bn of real estate loans and plays a vital role in ensuring borrowers get the finance they need.

Eli started his career in investment banking before spending 10 years as a property developer. He later transitioned into the bridging finance sector, where he has been involved in over 400 property and finance transactions valued at more than £500m. Eli brings extensive expertise in risk management, fostering strong relationships with institutional and private funders, and excels in managing complex, high-value loan portfolios.

Dipen has over 17 years of real estate banking, restructuring and investment experience. Dipen joined from Catalina Re, where he was Head of CRE & CML. He was responsible for the strategy’s loan origination, execution, credit analysis and management of Catalina’s real estate equity and high-yield debt portfolios.

Prior to Catalina Re, Dipen spent six years in banking and then helped Europa Capital grow its mezzanine and whole loan lending platform.

Victoria has over 20 years of experience working in real estate finance as a lawyer in private practice. She acted for lenders and (both onshore and offshore) borrowers covering an array of different real estate asset classes in investment finance, short term financing solutions and complex development finance.

Having left private practice and the legal profession, Victoria now works as a consultant for Cohort in business development.

Debra is a lawyer specialising in banking and finance. She advises the board on its loan facilities with its various lenders and has transacted a large number of deals for Seven both in-house and in private practice. Debra has completed facilities in excess of £200m since joining the legal team in 2017.

Prior to joining SevenCapital, Debra worked for Gowling, Shoosmiths and Eversheds Sutherland. Whilst at previous firms, Debra acted for all the main clearing banks and several top 100 FTSE companies, large property developers and pension funds.

Disha joined us as Finance Manager at Cohort Capital, boasting over 9 years of comprehensive expertise in finance, accounting, and auditing across diverse industries in both India and the UK. Armed with a master’s degree in commerce and a background in project finance, Disha plays a crucial role in analysing and tracking financial data at Cohort, contributing her skills to informed decision-making and the efficient functioning of financial processes.

Since beginning his career in real estate finance in 2015 Tim has held positions across transaction management, portfolio management and origination, previously working at Lloyds Banking Group, Bank of China and OakNorth Bank.

During this time Tim has worked on the funding of a wide range of deals encompassing commercial and residential investment and development properties, providing finance to individuals, SMEs and major international real estate companies.

Starting his career at PriceWaterhouseCoopers on the school leaver apprenticeship, Karam worked in the Tax team as a senior advisor for clients navigating complex tax landscapes. Karam joins us as an analyst.