Bal is one of the industry’s most experienced investors. From building SevenCapital into one of the largest UK developers, to acquiring Cynergy – a £3.6bn loan book bank. His depth of experience in the residential, commercial and financial markets provides Cohort with the platform to assess and underwrite the most complex and demanding real estate deals.

After working for Glencore in Spain, Matt joined a debt advisory practice which was part of St James’s Place Wealth Management, based in Mayfair. Matt placed and advised on over £1bn of senior and mezzanine corporate and real estate debt. He joined SevenCapital to run the build-to-rent financing division but after identifying a gap in the short-term and development finance space, he partnered with Bal to build the business. Matt has an MBA from Imperial College.

With over 10 years of experience, Robert leads the management and raising initiatives with institutional investors.

Having previously held senior positions at CBRE and Barclays Plc, Robert has deployed and managed over £1bn of real estate loans and plays a vital role in ensuring borrowers get the finance they need.

Debra is a lawyer specialising in banking and finance. She advises the board on its loan facilities with its various lenders and has transacted a large number of deals for Seven both in-house and in private practice. Debra has completed facilities in excess of £200m since joining the legal team in 2017.

Prior to joining SevenCapital, Debra worked for Gowling, Shoosmiths and Eversheds Sutherland. Whilst at previous firms, Debra acted for all the main clearing banks and several top 100 FTSE companies, large property developers and pension funds.

Disha joined us as Finance Manager at Cohort Capital, boasting over 9 years of comprehensive expertise in finance, accounting, and auditing across diverse industries in both India and the UK. Armed with a master’s degree in commerce and a background in project finance, Disha plays a crucial role in analysing and tracking financial data at Cohort, contributing her skills to informed decision-making and the efficient functioning of financial processes.

Since beginning his career in real estate finance in 2015 Tim has held positions across transaction management, portfolio management and origination, previously working at Lloyds Banking Group, Bank of China and OakNorth Bank.

During this time Tim has worked on the funding of a wide range of deals encompassing commercial and residential investment and development properties, providing finance to individuals, SMEs and major international real estate companies.

After completing her degree in Film and Television, Georgia leap-frogged into the world of finance beginning her Marketing career in 2016. Over the past 7 years, she worked as the Marketing Executive for a financial planning and wealth management firm, completing her Certificate in Professional Marketing along the way. Before joining the Cohort team, she was Marketing Manager for Avamore Capital, a development and bridging lender and now she is studying for two Diplomas in Marketing and Digital Marketing, intending to become Chartered in 2024.

Starting his career at PriceWaterhouseCoopers on the school leaver apprenticeship, Karam worked in the Tax team as a senior advisor for clients navigating complex tax landscapes. Karam joins us as an analyst.

Sophie studied Architecture, Planning and Landscape at Newcastle University. Since then has worked within the London real estate industry and recruited into Binance and quantitative trading firms within the US and UK markets.